Personal Financial Stewardship
The Step-by-Step Guide to Debt-Free Living
by
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You will see how to get your money working for you. You work hard for your money. Now you can start working smarter. You will learn a relatively simple analysis tool designed to help make your financial decisions with more clarity. You will even learn how to set a plan for how you want to live your life, free from the enormous emotional weight of debilitating debt. Get excited as you take steps toward a more exciting financial future.
“Nothing can bring you peace but yourself; nothing can bring you peace but the triumph of principles.” - Emerson
PART 1: How Do You View Money?
When you think of money, what comes to mind? Do you see it literally as coins, paper currency, and plastic credit to be exchanged for goods and services? Of course it is that and much more. It’s the “much more” that may make all the difference in the world. To begin with, money is a tool. It is neither good nor bad. It is not evil or virtuous. Although you may think it is the most important thing in the world if you never had much of it, money is neutral. How can money make some people completely happy and at peace but, at the same time, make others frustrated and worried? The happy ones are lucky you may be thinking. Plus, the desperate ones have been dealt a bad hand. In most cases, neither of these statements would be true.
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About the Book
• Would you like to buy holiday gifts for your family without worrying about the bills?
• Would you like to learn a truly rapid debt reduction strategy for your consumer debts?
• Can you imagine not having a car or home payment?
• Would you prefer to enjoy a vacation and have no bills to pay after you get home?
• Would you like to financially support your favorite causes?
• Would you like to retire in comfort?
Other personal finance teaching resources tell you why you should be a good money manager. Although powerful, they do not invest as much time walking you through a step-by-step guide on how to do it. This book does. It will take you through that step-by-step process covering exactly how to rid yourself of burdensome consumer debt. Perhaps the two most beneficial exercises unique to this book are the budget analysis and the rapid debt reduction strategies. You will also be shown how to get on the road to a future with an overall healthier financial picture you create.
About the Author
Christopher Holmes is the proprietor of his own professional training company. Chris earned his undergraduate degree at The Pennsylvania State University in Business before going on to pursue his master’s degree at Regent University in Virginia Beach, VA.
He has national training experience as a contracted corporate trainer with Fred Pryor Seminars, and he has decades of experience as a certified personal finance and budget counselor through Christian Financial Concepts, Inc. In his earlier years, Chris worked as an operations manager for a large healthcare organization before entering the human resources field as a human resources consultant, later as a director of Human Resources.
Chris has been in a number of ventures. He ran a sales and marketing business through most of the 1990s, and he managed a real-estate investment business from 2010-2018. Most recently, he has launched into coaching others on how (step-by-step) to become debt-free. Chris is always excited to travel, to meet others, and to train those seeking the incredible power of stewardship principles in their personal finances.